AI staff for pension
administration teams.

Automate the member admin behind every scheme, from enquiries and retirement quotes to transfers, bereavements and monthly data.

Caseload

Your case queues get shorter every day instead of longer.

The AI staff work through the enquiries, quotes and transfer requests that build up between payrolls, so your administrators do not start every month already behind.

One month, one book of schemes

Done

0

For a person

0

Member enquiries

2,140 open

Retirement quotations

780 open

Transfer requests

340 open

Bereavement cases

210 open

Contribution reconciliation

1,660 open

Annual benefit statements

2,980 open

The numbers here are only an example.

What it helps with

It takes on the case work that keeps members waiting.

This is the kind of work it handles day to day, inside the administration system your team already uses.

Can I take my benefits at 57?

Member portal

Deferred member, joined 1998, two periods of service

Reply by

Reply written

01

Answering members

It reads the enquiry, pulls up the right record and writes the reply from the scheme rules, so members get a proper answer instead of a place in the queue.

Retirement quotation

RET-30518

Pensionable service

Final pensionable pay

Revaluation to date

Commutation factor

Full pension

Tax free cash

Transfer value

02

Retirement quotations

It gathers the service history, prices the options and lays the figures out with the workings next to them, so your administrator checks a quote instead of building one.

Transfer out to a personal pension

TRN-5192 · Came in today

Guarantee

84 days left

Running the due diligence

Receiving scheme is registered

Adviser is based overseas

Investment returns look unrealistic

Transfer value

03

Transfers in and out

It runs the due diligence, flags the warning signs you are expected to look for and puts the pack in front of a person before any money moves.

Payroll

March schedule

Scheme

Member records

Member by member

4180 checked

MB-118204

MB-118219

MB-118233

MB-118240

04

Contributions and data

It reconciles the payroll file against the scheme records every month and leaves you with only the members whose data does not line up.

Other jobs it does

It picks up anything your team does over and over.

A few examples of the work that usually sits at the bottom of the pile.

Bereavement case

Death certificate read

Benefits worked out

Letter to the family

One letter, with everything the family has to send back

Bereavement cases

It opens the case the day it is told, works out what is payable and to whom, and writes to the family once rather than three times.

Statement run

Building

Annual benefit statements

It builds the statement run from the data you already hold and hands you a short list of the members whose figures need a person to look at them.

Gone away

MB-90441

MB-90458

MB-90463

Finding lost members

It works through the gone away list, reads the traces that come back and updates the record with what it found.

Stage one response

3 days

Case history pulled

9 days

Ombudsman deadline

1 days

Complaints and IDRP

It logs the complaint, pulls the case history together and drafts the stage one response well inside the time limit.

April increase

Pre 1997

1997 to 2005

Post 2005

Annual pension increases

It applies the right increase to each tranche, checks the payroll output against what it expected and shows you what changed.

Quarterly report

Taken straight from the case system

Trustee reporting

It builds the quarterly administration report out of the case system, so the numbers in the pack are the numbers in the queue.

What you have to be able to show

Every case leaves a record the trustees can read.

Nothing happens off the record. Each line says what was done, what it was done from and which step a person owned.

Member case

RET-30518

Exports for the trustee pack

Kept for as long as your retention policy says.

A full case history

Every record it read, every figure it worked out and every letter it wrote is logged against the member with a time next to it.

A person owns the decision

The AI staff prepare the work and stop. Payments, discretionary decisions and anything final wait for your administrator.

Your data stays yours

It runs against your administration system and your document store. Member data is never used to train anything.

Access follows your rules

It sees what the person it works for is allowed to see, scheme by scheme, and nothing beyond that.

How you start

One scheme first, then the rest of the book.

You do not have to move everything at once, and nothing goes live before you have watched it work.

1

Start with one scheme

We take one queue and run it alongside your team, so you can see the work before any of it reaches a member.

  • It reads and drafts, your administrators send
  • You see every case it touched and why
  • No change to your administration system
2

Then widen it

Once the quality is where you want it, we add the next queue and the next scheme.

  • Quotes, transfers and reconciliation follow
  • Your own service standards stay the measure
  • One place to see everything it has done

What's the bottleneck holding you back?

Let's talk about the constraints limiting your growth and how we can eliminate them.